Securitisation
securitisation
Funding & Capital
Funding Strategy
NOW Finance has developed an
institutional-grade funding platform
with a diverse range of bank and
institutional investors, as well as an
established ABS programme.
|
Loan Book |
>A$800m |
|
Originated Volume |
c. A$2.0b |
|
Makeup of Loan Book |
Consumer unsecured lending: 56%
Consumer secured lending: 44% |
|
Geographic Distribution of Loan Book |
Australia: 100% |
|
Outstanding Debt Issuance |
Warehouse facilities NOW Trust ABS programme |
|
Loan Book |
>A$800m |
|
Originated Volume |
c. A$2.0b |
|
Makeup of Loan Book |
Consumer unsecured lending: 56% Consumer secured lending: 44% |
|
Geographic Distribution 
 of Loan Book |
Australia: 100% |
|
Outstanding Debt 
 Issuance |
Warehouse facilities NOW Trust ABS programme |
Risk Management
NOW Finance uses a rigorous credit assessment and rate for risk framework, underpinned by a proprietary multifactor pricing and decision engine to underwrite new loans. This capability, combined with its servicing and collections expertise, enables NOW Finance to originate a high-quality portfolio and consistently deliver market-leading credit and margin performance.
NOW Finance’s strong risk management capability and strategy provide a reliable risk profile for investors and partners alike.
Risk Management
NOW Finance uses a rigorous credit assessment and rate for risk framework, underpinned by a proprietary multifactor pricing and decision engine to underwrite new loans. This capability, combined with its servicing and collections expertise, enables NOW Finance to originate a high-quality portfolio and consistently deliver market-leading credit and margin performance.
NOW Finance’s strong risk management capability and strategy provide a reliable risk profile for investors and partners alike.
ABS Issuance
NOW Finance executed its inaugural NOW Trust 2019-1 ABS transaction in September 2019, with three follow-on transactions totalling A$850m. The success of the programme demonstrates the strong and growing appetite of institutions to invest in a strategically diversified loan portfolio, seasoned and originated within a proven risk management framework.
NOW Finance is a programmatic issuer of ABS transactions to a growing domestic and offshore investor base.
ABS Issuance
NOW Finance executed its inaugural
NOW Trust 2019-1 ABS transaction in
September 2019, with three follow-on
transactions totalling A$850m. The
success of the programme demonstrates
the strong and growing appetite of
institutions to invest in a strategically
diversified loan portfolio, seasoned and
originated within a proven risk
management framework.
NOW Finance is a programmatic issuer
of ABS transactions to a growing
domestic and offshore investor base.
Moodys Press Releases:
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The information on this page is accurate as of 28/02/2024.
The information on this page is
accurate as of 28/02/2024.
For additional details or inquiries, we welcome you to connect with us to
explore exciting collaborative opportunities
For additional details or inquiries, we welcome you to connect with us to explore exciting collaborative opportunities.
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